A Guide To Roof Insurance
The purpose of carrying Roof Insurance is to protect you in case a problem arises from your home, like a leak on your roofing system. As a homeowner, you need to know what is covered and what is not before you file a claim. Take note, however, that your insurer also expects you to keep your roof in good condition. Otherwise, you might have a hard time filing your claim.
Important Factors Of Roof Insurance
Your Roof’s Condition An Important Factor
A variety of factors influence your homeowner’s insurance rates, from the location of your home to your credit and claims history. One consideration that you should always keep in mind, however, is the current condition of your roofing system. In fact, its current state will be calculated into your insurance policy.
Simply put, a roof that needs serious work due to several problems can significantly impact the value of your home, as well as cause safety issues for occupants living in your property. Not addressing roof issues promptly can drive up your rates and even prevent you from getting covered.
There’s also the possibility of your insurance company dropping you if your roof is found to be deteriorating faster than expected. Putting off required repairs and maintenance compromises your roof’s ability to perform as intended. A roof that doesn’t withstand heavy snow and rain, strong winds, and ice dams put your residential property at greater risk.
The Importance of Roof Maintenance
As a policyholder, you must make sure all your home’s components are in good condition, including your roofing system. Giving it the attention it deserves helps preserve its life span. It also helps that you are working with a reputable contractor that can provide regular roof maintenance. The expertise of the pros will be crucial in finding out whether your roof can still be repaired or needs to be replaced with a new one.
When it comes to your roof repair and replacement needs, John Peters Roofing is the name to trust. As a fully licensed, bonded, and insured roofing contractor, we pride ourselves on our unmatched workmanship and responsive customer service.
Talk to our roofers today to learn more about how we handle roofing projects. Give us a call at (317) 786-3315 or fill out our contact form to request a free estimate. We serve residents of Indianapolis and the surrounding areas.