What to do when your roofing repair claim is denied by your insurance company in Indiana..

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HERE IS WHAT YOU CAN DO..

 

If your roof claim gets denied due to storm damage in Indiana, there are several steps you can take to potentially appeal the decision or explore other options. Here's what you should consider doing:

  1. Review the denial letter: Understand the reasons for the denial.

  2. Know your policy: Check if the roof damage is covered and any limitations.

  3. Document the damage: Take photos and videos for evidence.

  4. Seek an independent assessment: Get a second opinion on the damage to your roof.

  5. Consider a public adjuster: They can help navigate the process.

  6. Communicate with your insurance company: Discuss the denial.

  7. File an appeal: If you have evidence, appeal the decision.

  8. Involve the Indiana Department of Insurance: Seek their assistance if needed.

  9. Seek legal advice: In extreme cases, consult an attorney.  

  10. Remember to act promptly since there are usually time limits for filing appeals or complaints. Being proactive and thorough in your approach can increase your chances of getting your roof claim reevaluated or approved.

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